: Be skeptical of any software or service that promises to "fix" your credit instantly or claims it can remove legitimate negative marks for a fee. Most credit repair actions—such as disputing errors—can be done for free by the consumer.
For bugs or feature requests: support@creditwizard.com Version 1.2 planned: CLI mode + batch report analysis. credit wizard v1.1
This is a unique feature for gig workers and freelancers. The Stress Test module simulates a 30% or 50% loss of income. It then visualizes exactly how many months your current credit utilization and savings would sustain your lifestyle before delinquency. It’s a sobering tool that encourages proactive credit building. : Be skeptical of any software or service