Core Values - The Heart of Home Credit

We continuously meet evolving needs, both directly and through innovative ecosystems – helping to build a more resilient world. Empowering our customers via responsible financial services offerings is the core of what we do.

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Financial inclusion

Focusing on delivering greater access to financial services through financial inclusion efforts across our markets

Global partnerships

Working with dynamic
e-commerce and manufacturing partners across our markets

Enabling growth

We have been offering affordable, accessible financial products and services for decades

Home Credit in numbers

Our services are simple, easy and fast. Our responsible lending model empowers underserved customers with little or no credit history to access financing, enabling them to borrow easily and safely, both online and offline.

25+ Years

We have been offering transformational and responsible financial services to underserved customers

4 Countries

Home Credit operates across a number of diverse, dynamic global markets

100+ million customers

We have well over 100 million customers worldwide who are all part of our growth story

Geotechnical engineering requires 100% precision [2, 10]. Cracked software often has modified code that can cause subtle calculation errors [2]. In a field where lives depend on the stability of a bridge or building, even a 1% error can lead to catastrophic structural failure [2].

Click on the download link and select the version of Geo5 you want to download (e.g., Geo5 2022).

3.1 Engineers and geotechnicians using pirated Geo5 compromise their professional integrity. Ethical codes, such as those upheld by the American Society of Civil Engineers (ASCE), mandate compliance with legal and moral standards.

2.1 Geo5 is protected under international copyright laws. Downloading or distributing pirated versions violates intellectual property rights, subjecting users to legal penalties such as fines or lawsuits.